Welcome

Have you ever actually read your mortgage?

If you have, did you really understand it?

Let us show you what "they hide" in that mountain of paperwork. We will teach you all of the following:

  1. Learn how to truly negotiate the best mortgage and fees that 
    you are qualified to receive.

     
  2. Learn whether you are paying interest every month on the amount you initially borrowed or only on the balance that you actually owe. The difference over 30 yrs is tens of thousands of dollars in uneccessary interest paid by YOU!

  3. Learn what constitutes a "junk fee". These do nothing but pad the closing cost profits for the lender and you pay for it!  If you want to cut your closing costs in half-this is how you do it .

  4. Learn what fees are legitimate and what you should be willing to pay for them.

  5. Learn how to tell if your loan has a "demand feature". This means at any time they choose, the bank can demand full payment for the unpaid balance of your loan! This is a ticking time bomb- especially in todays economy.

  6. Learn how to decrease your risk and increase your profit from equity while decreasing bank profits and increasing their risk!  Most of all- LEARN HOW TO STAVE OFF FORECLOSURE!  Almost half of all foreclosures can be avoided by forcing the bank to fulfill  their obligation. Most of them can't!

  7. Learn what Yield Spread Premium (YSP) is. You can reduce your monthly payments by hundreds of dollars by avoiding YSP!  This is the most decietful and underhanded way your lender makes "extra interest"  from you every month. 84% of all loans in the U.S. contain YSP and it is completely avoidable if you know what to do.  Wealthy and educated borrowers never pay this!

  8. Learn why banks "appear" to show you ways that will help you pay off a house sooner. How many businesses do you think really want to show you how to pay them less money?

  9. Learn why your mortgage company changes without your knowledge.

  10. Learn which families actually own the Federal Reserve and in doing so how they totally control our lives!

  11. Learn the real truth about "credit repair".

  12. Learn about the predatory characteristics of the Reverse Mortgage.

  13. Learn how to survive and thrive despite a rapidly devaluing dollar. For the cost of dinner out 1 night, you will be armed with everything you will ever need to know about Mortgage Banking and Finance.

You can either serve your lender
or have your lender serve you!

The choice is yours! Knowledge is Power!

Contact Us Today!

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Testimonials

Unbelievable! I can’t believe how little I knew about mortgages before buying these CDs. I had always talked to friends and family to get their advice, and everyone basically said the same things. Now I realize they didn’t know anything either! After listening to the CDs, my husband and I purchased a new house. I can’t tell you how much fun we had talking to the loan officer, armed with all the information we now had about closing costs and interest rates. The look on his face was priceless. We bought a more expensive house, but we paid $5,200 less in closing costs than the last time, and we were able to get a loan program and interest rate that is making money for us instead of for the bank. Every homeowner in America needs these CDs. Thank you so much!

- Beth Wosniak;
Lawrence, Kansas

Well, you were right! I don’t think I have ever been so angry in all my life! Whoever said, “ignorance is bliss” was right. I was perfectly content until I listened to these CDs. Now, I can’t stop thinking about how much money I have just given away because of smooth-talking loan officers and mortgage brokers. I really thought I knew all there was to know about mortgages and interest rates. I couldn’t have been more wrong! At least I know what to do in the future.

- Linda Keller;
Houston, Texas

Keep up the good work! Don’t let them (banks) scare you out of business. P.S. The lender list alone was worth the price of the CDs.

- Anthony and Tricia Faulkner;
Los Angeles, California

How can they get away with this? If I tried to conduct business the way they do, I would be going to prison!

- Philip Walcot;
Alpharetta, Georgia

I went back and looked at my settlement statement for my current mortgage and, sure enough, everything you said I should not be paying, I was paying. I physically felt ill. At least it will only have happened on my first mortgage. Never again!

- Kimberly Grant;
Atlanta, Georgia